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- http://www.joycetice.com/1897/ch64a.htm
Joseph Seth Hoard was born in Richmond township, Tioga county, November 7, 1852, and is the youngest child of James and Almira Hoard. He was reared on a farm, attended the common schools of his district in boyhood, and graduated from the State Normal School, at Mansfield in 1871. After his graduation he taught one year, and then took a course in Eastman's Business College, Poughkeepsie, New York. On November 1, 1872, he entered the banking house of Ross and Williams, of Mansfield, as a bookkeeper, and remained in that institution up to 1885, during which period he also had charge of the insurance business carried on in connection with the bank. Upon leaving the bank he established the well-known insurance agency with which his name has since been connected. Mr. Hoard was married June 10, 1875, to Sarah Margaret Elliott, a daughter of Orson V., and Celia (Kelly) Elliott, of Mansfield, who has borne him three children, viz: Harry Reed., Nellie Margaret and Donald Victor. In religion, Mr. Hoard is a member of the Presbyterian church, and in politics, an adherent of the Republican party. He is a trustee of the State Normal School, and has been secretary and assistant secretary of Smythe Park Association for several years. He takes a deep interest in the cause of education as well as in everything that assists in the moral advancement of the community.
Obituary:
http://www.joycetice.com/obitcemt/oakwobitg.htm
HOARD - Joseph S. Hoard, aged 73 years, died at his home in Mansfield Thursday morning at 11 o'clock. He was a prominent insurance man and for several years was a trustee of the Mansfield State Normal School. He is survived by his widow, nee Sarah M. Elliott, to whom he was married June 10, 1875[?], and four children, Reed of Philadelphia; Mrs. Warren Tubbs of Buffalo; Donald of Mansfield and Mrs. Dorothy Logan, of Lyons. - Published: Wellsboro Agitator, October 28, 1925
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